Skip to content

Utah Paycheck Calculator 2026

Updated 2026-08-21 · 2026 federal brackets and wage base

Take-home pay (every 2 weeks)

$1,851.64

$48,143 per year · effective tax rate 19.8%

  • Take home · 80%
  • Federal · 8%
  • FICA · 8%
  • State · 4%
Gross pay
$2,307.69
Federal income tax
−$193.08
Social Security
−$143.08
Medicare
−$33.46
Utah income tax
−$86.43
Take home
$1,851.64

Utah tax rates for 2026

The rules this calculator uses. Every figure comes from the sources listed at the bottom of this page.

State tax rate 4.45% (flat)
Taxpayer credit Up to $966 single, shrinking as income rises
Social Security 6.2% on the first $184,500 you earn
Medicare 1.45%, plus 0.9% on pay above $200,000

How the math works on a $60,000 salary in Utah

Here is every step, in order, for a single filer paid every two weeks with no 401(k) or HSA money going in. Change any input in the calculator above and these numbers change with it.

  1. 1

    Start with your gross pay: $60,000 a year

    That is your salary before anything is taken out.

  2. 2

    Take off the federal standard deduction: $16,100

    That leaves $43,900. This is the part the federal government taxes. Everyone filing as single gets this deduction in 2026.

  3. 3

    Federal income tax: $5,020

    The 2026 federal rates are applied in bands. Your first dollars are taxed at 10%, and only the dollars above each line are taxed at the higher rate.

  4. 4

    Social Security and Medicare: $4,590

    Social Security takes $3,720 and Medicare takes $870. Together these are called FICA. They come out of your full pay, not the reduced amount.

  5. 5

    Utah state income tax: $2,247

    Utah works out your state taxable income using its own rules, then applies the rates in the table above.

  6. 6

    What you keep: $48,143 a year

    That works out to $1,852 in each paycheck if you are paid every two weeks. Your total tax rate is 19.8% of your pay.

Utah take-home pay table 2026

Single filer, paid biweekly, no pre-tax deductions. Computed with the same engine as the calculator.

Salary Federal tax FICA State tax Take-home / year Per paycheck Eff. rate
$40,000 $2,620 $3,060 $1,097 $33,223 $1,278 16.9%
$50,000 $3,820 $3,825 $1,672 $40,683 $1,565 18.6%
$60,000 $5,020 $4,590 $2,247 $48,143 $1,852 19.8%
$75,000 $7,670 $5,738 $3,110 $58,483 $2,249 22.0%
$100,000 $13,170 $7,650 $4,450 $74,730 $2,874 25.3%
$125,000 $18,734 $9,563 $5,563 $91,141 $3,505 27.1%
$150,000 $24,734 $11,475 $6,675 $107,116 $4,120 28.6%
$200,000 $36,734 $14,339 $8,900 $140,027 $5,386 30.0%

This free Utah paycheck calculator shows your 2026 take-home pay from a salary or hourly wage. Utah taxes wages at a flat 4.45% for 2026. Lawmakers have cut the rate six years in a row. The latest cut came in SB 60 and counts back to January 1. Federal income tax, Social Security and Medicare come out on top of that.

Utah has no standard deduction and no personal exemption. Instead it gives a taxpayer credit that does the same job for low and middle earners. This calculator includes that credit. Money you put in a 401(k) skips federal and Utah income tax but still pays FICA. HSA money taken from your paycheck skips all three.

How Utah taxes your paycheck in 2026

Utah charges a flat 4.45% on state taxable income for 2026. That is down from 4.5% the year before. The cut came in SB 60 and counts back to January 1, 2026. It is the sixth yearly cut in a row, starting from 4.95% in 2021.

The unusual part is what sits under the rate. Utah offers no standard deduction and no exemptions. Instead every filer gets a taxpayer credit, roughly $966 for a single filer in 2026. The credit shrinks as you earn more, then disappears. It drops 1.3 cents for every dollar of taxable income above about $18,000 for singles. It is gone by roughly $92,000 of income.

Here is what that means in practice. Low earners pay little or nothing. A single filer earning less than the federal standard deduction owes zero Utah tax. High earners pay close to a true flat 4.45% on everything. It is a flat tax with a softer bottom step.

What Utah take-home pay looks like in 2026

Say you file single, earn $60,000, and put nothing away before tax. You take home about $48,143 a year in 2026. That is roughly $1,852 in each biweekly paycheck, a total tax rate of about 19.8%. At $100,000 the same filer keeps around $74,730, or $2,874 every two weeks. That is a rate near 25.3%.

The state bite grows faster in Utah than in other flat-tax states. The $100,000 earner has lost nearly all of the taxpayer credit. The $60,000 earner still keeps a slice of it. That shrinking credit is why two Utah workers on the same rate can pay different shares of their pay.

No city or county in Utah charges an income tax. Salt Lake City, Provo, Ogden and St. George paychecks all carry the same deductions.

Keeping more of a Utah paycheck

Saving before tax pays off twice here. Money you put in a traditional 401(k) lowers both federal and Utah taxable income. That alone saves you 4.45% on the state side. If it pulls your taxable income back down, it can also win back part of your taxpayer credit. Other calculators tend to miss that small bonus.

An HSA taken from your paycheck is stronger still. It skips federal income tax, Utah income tax and the 7.65% FICA. Utah follows the federal HSA rules, so the state takes nothing back later.

Type your own 401(k) and HSA amounts into the calculator above. It shows both effects, the straight 4.45% saving and any credit you win back.

Utah paycheck FAQ

What is the Utah income tax rate in 2026?
Utah charges a flat 4.45% on state taxable income. SB 60 cut it from 4.5% and made the change count back to January 1, 2026. It is the sixth yearly cut in a row, down from 4.95% in 2021. Utah has no standard deduction, but a taxpayer credit lowers the bill for smaller incomes.
How much is $60,000 after taxes in Utah?
A single filer on $60,000 with nothing saved before tax takes home about $48,143 a year in 2026. That is roughly $1,852 in each biweekly paycheck. The total tax rate works out to about 19.8%. At this income you still keep part of the Utah taxpayer credit, which holds the state share down.
How much is $100,000 after taxes in Utah?
A single filer on $100,000 with nothing saved before tax keeps roughly $74,730 in 2026. That is about $2,874 in each biweekly paycheck. The total tax rate lands near 25.3%. By this income the Utah taxpayer credit is almost gone, so the state takes close to the full flat 4.45%.
Does Utah have a standard deduction?
Utah has no standard deduction and no personal exemption. Instead it gives a taxpayer credit, roughly $966 for a single filer in 2026. The credit shrinks as you earn more, then disappears. It drops 1.3 cents for every dollar of taxable income above about $18,000. It is gone by around $92,000.
Do low earners pay Utah income tax?
Often they pay nothing. A single filer earning less than the federal standard deduction owes zero Utah tax. The taxpayer credit then keeps the state rate low well into middle incomes. Only as the credit runs out do earners pay close to the full flat 4.45% on their taxable income.
Are bonuses taxed differently in Utah?
A bonus is not taxed at a special Utah rate. It pays the same flat 4.45% as your regular wages. Federal rules differ. Your employer usually holds back a flat 22% of bonus pay under $1 million. Social Security and Medicare come out of the bonus too.
Why is my paycheck smaller than this calculator says?
This calculator shows taxes only. Your real check also pays for health, dental and vision insurance. Retirement savings and union dues come out too. Your W-4 tells your employer how much federal tax to hold back. An old W-4 can make it hold back more than you owe.

Sources

All sources accessed and figures verified August 2026.

Compare nearby states

Arizona paycheck calculator Colorado paycheck calculator Nevada paycheck calculator Texas paycheck calculator