This free Minnesota paycheck calculator shows your 2026 take-home pay. It covers federal income tax, Minnesota state tax, Social Security and Medicare. Minnesota has four tax rates: 5.35%, 6.80%, 7.85% and 9.85%. No Minnesota city, county or school district taxes wages. Minneapolis and Saint Paul take nothing extra from your pay.
The rates did not change for 2026. Only the income lines moved, by 2.369% for inflation. One new cost did arrive this year. Minnesota Paid Leave started taking money from paychecks on 1 January 2026. This calculator leaves that out, and the third section explains what to subtract.
How Minnesota taxes your paycheck in 2026
A single filer pays 5.35% on the first $33,310 of taxable income. From there to $109,430 the rate is 6.80%. From there to $203,150 it is 7.85%. Above $203,150 the rate is 9.85%. Only the money inside each band pays that band's rate.
Joint filers get wider bands. They pay 5.35% up to $48,700 and 6.80% up to $193,480. The 7.85% band runs to $337,930. Above that the rate is 9.85%. These lines are taxable income, not salary. You subtract your deduction first.
The standard deduction is $15,300 for a single filer and $30,600 for a joint filer. Head of household is $23,000. Minnesota gives no personal exemption for you or your spouse. It gives one only for dependents, at $5,300 each. This calculator does not ask about dependents, so it leaves that exemption out.
The deduction that shrinks but never disappears
Higher earners lose part of the standard deduction. You lose 3% of your income above $244,400. On top of that you lose 10% of your income above $337,800. The income lines are the same for single, joint and head of household filers. That is unusual, because states normally widen them for couples.
The loss has a floor. Minnesota stops the reduction at 80% of your deduction. So a single filer always keeps at least $3,060. A joint filer always keeps at least $6,120. It does not matter how high the income goes. The deduction shrinks, but it never reaches zero.
Here is how that works in practice. Take a single filer earning $300,000. Income above $244,400 is $55,600, and 3% of that is $1,668. Nothing sits above $337,800 yet. So the deduction drops from $15,300 to $13,632. The floor never comes into play at this salary. Only a very high income brings the 80% floor into play.
Minnesota Paid Leave, and what this page leaves out
Minnesota Paid Leave is brand new. Payments started on 1 January 2026, so this is the first year it hits your pay. Your share is up to 0.44% of your wages. Wages count up to $185,000, so your cost tops out at $814 for the year. Your employer pays a share as well. The program pays workers who take leave for family or health reasons.
That $185,000 cap is worth a second look. Social Security stops at $184,500 in 2026. The Minnesota law rounds to the nearest thousand, so it lands at $185,000. The two caps sit $500 apart. This calculator does not include the paid leave premium, so subtract your share yourself.
Minnesota starts from your federal income figure. So a traditional 401(k) cuts your Minnesota tax as well as your federal tax. A payroll HSA cuts both too, and it also skips Social Security and Medicare. A 401(k) does not skip those, and that catches people out every year.
Minnesota paycheck FAQ
- How much is $60,000 after taxes in Minnesota?
- Take a single filer with no pre-tax deductions. That worker keeps about $47,833 a year, $1,840 per biweekly paycheck, 20.3% total tax rate. That covers federal income tax, Minnesota state tax, Social Security and Medicare. The new paid leave premium is not included.
- How much is $100,000 after taxes in Minnesota?
- Take a single filer with no pre-tax deductions. That worker keeps about $73,903 a year, $2,842 per biweekly paycheck, 26.1% total tax rate. The Minnesota Paid Leave premium of up to $440 on that salary is not included in the figure.
- What are Minnesota's income tax rates for 2026?
- There are four: 5.35%, 6.80%, 7.85% and 9.85%. A single filer pays 5.35% to $33,310, then 6.80% to $109,430, then 7.85% to $203,150, then 9.85%. The rates did not change for 2026. Only the income lines moved, by 2.369%.
- Does Minnesota take away my standard deduction if I earn a lot?
- It shrinks it, but it never removes it. You lose 3% of income above $244,400, plus 10% of income above $337,800. The total loss stops at 80% of the deduction. So a single filer always keeps at least $3,060 and a joint filer at least $6,120.
- Does this calculator include Minnesota Paid Leave?
- No. Your share is up to 0.44% of wages, counted up to $185,000 of pay. So it tops out at $814 a year. Payments started on 1 January 2026. Subtract your share to match your real pay stub.
- Does Minnesota give a personal exemption?
- Not for you or your spouse. Minnesota gives one only for dependents, at $5,300 each. This calculator does not ask about dependents, so it does not apply that amount. If you claim dependents, your real Minnesota tax will be lower than shown.
- Do any Minnesota cities tax my wages?
- No. No city, county or school district in Minnesota charges an income tax on wages. Minneapolis, Saint Paul, Rochester and Duluth take nothing extra from your pay. The state income tax is the only state-level tax on your paycheck.
Sources
All sources accessed and figures verified August 2026.