This free Oregon paycheck calculator shows your 2026 take-home pay. It covers federal income tax, Oregon state tax, Social Security and Medicare. Oregon's rates look brutal on paper, running 4.75% to 9.9%. The top rate starts at just $125,000 for a single filer. But the state also lets you subtract up to $8,750 of your federal income tax from your Oregon taxable income. That subtraction changes the math.
This calculator models the federal tax subtraction. That is why its Oregon numbers come out better than tools that just apply the rate schedule. Oregonians know the trade-off well: high income tax, but no sales tax at all. That is the classic Oregon and Washington border trade-off.
How Oregon taxes your paycheck in 2026
Oregon's brackets run from 4.75% to 9.9%, and they climb fast. The 9.9% top rate starts at $125,000 of taxable income for a single filer. That threshold catches ordinary senior-professional salaries, not just executives. The standard deduction is a slim $2,910 for singles. Instead of exemptions Oregon gives a $263 per-person credit. That credit disappears above $100,000 of adjusted gross income for singles and $200,000 for joint filers.
The counterweight is the federal tax subtraction. You can deduct up to $8,750 of the federal income tax you pay from your Oregon taxable income. It shrinks as you earn more, starting above $125,000 of adjusted gross income for singles and $250,000 for joint filers. For a middle earner that shields a few thousand dollars from Oregon's 8.75% and 9% bands. That is worth roughly $700 to $800 a year, and this calculator computes it at your exact income.
Here is what Oregon does not have: any sales tax, anywhere. Every dollar of take-home pay spends at sticker price. That is why an honest comparison with Washington needs both sides of the ledger. Washington taxes your spending. Oregon taxes your earning.
Portland-area taxes this calculator does not include
Two local income taxes may apply if you live or work in the Portland metro area. They sit on top of the state tax. They are Multnomah County's Preschool for All tax and the Metro Supportive Housing Services tax. Both hit only higher incomes, starting above $125,000 single and $200,000 joint. Workers below those levels never owe them. High earners in Portland can add a few percentage points at the margin.
Neither tax is included in this calculator. They matter if your income clears those thresholds and you are in Multnomah County or the Metro district. If so, treat the results here as a pre-local-tax figure. Check the county and Metro schedules for the rest.
Outside the Portland area, Oregon has no local income taxes. The calculator's results apply as shown from Eugene to Bend to Medford.
What an Oregon paycheck looks like in practice
Oregon takes the biggest state bite of any state on this site. A single filer on $60,000 keeps about 77% of gross pay. That is a few points behind a Missouri or New Jersey earner on the same salary. The federal tax subtraction softens the blow. But it cannot erase rates that reach 8.75% in the mid-teens of thousands of taxable income.
Federal deductions are the usual set. Your employer takes out federal income tax based on your W-4 form. Social Security is 6.2% up to the $184,500 wage base. Medicare is 1.45%, plus another 0.9% on pay above $200,000. Oregon's statewide transit tax of 0.1% and its paid-leave premium show up on stubs, but both are small. The income tax is the story here.
One consolation is unique to Oregon: the kicker. When state revenues beat the forecast by enough, the surplus goes back to taxpayers. It arrives as a credit on your next return. Oregon is the only state with an automatic rebate like it. Pre-tax savings work the standard way. A 401(k) skips federal and Oregon income tax but still pays FICA, the Social Security and Medicare tax. HSA money taken from your paycheck skips everything.
Oregon paycheck FAQ
- How much is $60,000 after taxes in Oregon?
- A single filer on $60,000 with no pre-tax deductions takes home about $46,416 a year in 2026. That is roughly $1,785 per biweekly paycheck. The total tax rate is about 22.6%. That covers federal income tax, Oregon state tax, Social Security and Medicare. Portland-area local taxes are not included, and they apply only above $125,000.
- How much is $100,000 after taxes in Oregon?
- A single filer on $100,000 with no pre-tax deductions keeps about $72,032 a year in 2026. That is roughly $2,770 per biweekly paycheck. The total tax rate is about 28.0%. Oregon rates climb fast, but the federal tax subtraction of up to $8,750 pulls the state bill back down. Oregon also charges no sales tax at all.
- What is Oregon's federal tax subtraction?
- Oregon lets you subtract up to $8,750 of your federal income tax from your Oregon taxable income. The subtraction shrinks as you earn more, starting above $125,000 of adjusted gross income for singles and $250,000 for joint filers. It softens Oregon's high rates for middle incomes, and this calculator models it.
- Do I owe the Portland Multnomah or Metro taxes?
- Only if your income tops $125,000 single or $200,000 joint, and you live or work in the right district. Multnomah County charges the Preschool for All tax, and the Metro district charges Supportive Housing Services. Neither tax is included in this calculator. High earners in the Portland area should add them separately.
- What is the Oregon kicker?
- The kicker is Oregon's automatic rebate, and no other state has one. When state revenue beats the official forecast by more than 2%, the whole surplus goes back to taxpayers. It arrives as a credit on the next year's return. It is unpredictable and not part of any paycheck math. In kicker years it can be a four-figure credit.
Sources
- Oregon DOR — 2026 withholding tax formulas
- Oregon Department of Revenue
- Tax Foundation — state income tax rates 2026
All sources accessed and figures verified August 2026.