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Georgia Paycheck Calculator 2026

Updated 2026-08-21 · 2026 federal brackets and wage base

Take-home pay (every 2 weeks)

$1,851.71

$48,145 per year · effective tax rate 19.8%

  • Take home · 80%
  • Federal · 8%
  • FICA · 8%
  • State · 4%
Gross pay
$2,307.69
Federal income tax
−$193.08
Social Security
−$143.08
Medicare
−$33.46
Georgia income tax
−$86.37
Take home
$1,851.71

Georgia tax rates for 2026

The rules this calculator uses. Every figure comes from the sources listed at the bottom of this page.

State tax rate 4.99% (flat)
State standard deduction $15,000 single · $30,000 joint
Social Security 6.2% on the first $184,500 you earn
Medicare 1.45%, plus 0.9% on pay above $200,000

How the math works on a $60,000 salary in Georgia

Here is every step, in order, for a single filer paid every two weeks with no 401(k) or HSA money going in. Change any input in the calculator above and these numbers change with it.

  1. 1

    Start with your gross pay: $60,000 a year

    That is your salary before anything is taken out.

  2. 2

    Take off the federal standard deduction: $16,100

    That leaves $43,900. This is the part the federal government taxes. Everyone filing as single gets this deduction in 2026.

  3. 3

    Federal income tax: $5,020

    The 2026 federal rates are applied in bands. Your first dollars are taxed at 10%, and only the dollars above each line are taxed at the higher rate.

  4. 4

    Social Security and Medicare: $4,590

    Social Security takes $3,720 and Medicare takes $870. Together these are called FICA. They come out of your full pay, not the reduced amount.

  5. 5

    Georgia state income tax: $2,246

    Georgia works out your state taxable income using its own rules, then applies the rates in the table above.

  6. 6

    What you keep: $48,145 a year

    That works out to $1,852 in each paycheck if you are paid every two weeks. Your total tax rate is 19.8% of your pay.

Georgia take-home pay table 2026

Single filer, paid biweekly, no pre-tax deductions. Computed with the same engine as the calculator.

Salary Federal tax FICA State tax Take-home / year Per paycheck Eff. rate
$40,000 $2,620 $3,060 $1,248 $33,073 $1,272 17.3%
$50,000 $3,820 $3,825 $1,747 $40,609 $1,562 18.8%
$60,000 $5,020 $4,590 $2,246 $48,145 $1,852 19.8%
$75,000 $7,670 $5,738 $2,994 $58,599 $2,254 21.9%
$100,000 $13,170 $7,650 $4,242 $74,939 $2,882 25.1%
$125,000 $18,734 $9,563 $5,489 $91,215 $3,508 27.0%
$150,000 $24,734 $11,475 $6,737 $107,055 $4,117 28.6%
$200,000 $36,734 $14,339 $9,232 $139,696 $5,373 30.1%

This free Georgia paycheck calculator shows your 2026 take-home pay from a salary or hourly wage. Georgia taxes wages at a flat 4.99% starting January 1, 2026. The old plan would not have reached that rate for another three years. HB 463 sped it up. Federal income tax, Social Security and Medicare come out on top of that.

The calculator uses the 2026 federal brackets and the $184,500 Social Security wage base. It also uses Georgia’s 2026 standard deduction. That is $15,000 for single filers and heads of household, and $30,000 for joint filers. Money you put in a 401(k) skips federal and Georgia income tax but still pays FICA. HSA money taken from your paycheck skips all three.

How Georgia taxes your paycheck in 2026

Georgia is partway through a long slide downward. The state moved to a flat tax in 2024 and has cut the rate every year since. HB 463 pulled the 2026 rate down to 4.99%. That is three years ahead of the original plan. The law still points toward 3.99% in later years.

The rate sits on a real standard deduction. It is $15,000 for single filers and heads of household, and $30,000 for married couples filing jointly. HB 463 raised those amounts too. A single filer earning $60,000 pays Georgia tax on about $45,000 of it. That is roughly 3.7% of gross pay.

No city or county in Georgia charges a wage tax. Atlanta, Savannah, Augusta and Columbus paychecks all carry the same deductions.

What Georgia take-home pay looks like in 2026

Say you file single, earn $60,000, and put nothing away before tax. You take home about $48,145 a year in 2026. That is roughly $1,852 in each biweekly paycheck, a total tax rate of about 19.8%. At $100,000 the same filer keeps around $74,939, or $2,882 every two weeks. That is a rate near 25.1%.

Where the rate is heading matters as much as where it is now. Every planned cut from here trims the state layer further. So a Georgia paycheck in 2028 should be bigger than the same salary pays today. That holds even if you never get a raise. Few states have that written into law.

There is one 2026 perk this calculator leaves out. From 2026 through 2028, Georgia exempts up to $1,750 of tip and overtime income from state tax. Say a real share of your pay is tips or overtime. Then your true Georgia bill will run a little below what the calculator shows.

Keeping more of a Georgia paycheck

Saving before tax cuts both layers at once. Money you put in a traditional 401(k) skips federal income tax and the 4.99% Georgia tax. It still pays FICA. So each $1,000 you save shrinks your paycheck by well under $1,000. An HSA taken from your paycheck is stronger still. It skips federal tax, Georgia tax and the 7.65% FICA. Georgia follows the federal HSA rules and adds nothing back.

Georgia’s standard deduction is a flat $15,000 for single filers. That means lower earners feel the flat rate gently. A $25,000 earner pays Georgia tax on only $10,000, a state rate of about 2%. Your rate creeps toward the full 4.99% only as income climbs well past the deduction.

Type your own 401(k) and HSA amounts into the calculator above. It will show your federal and Georgia savings together.

Georgia paycheck FAQ

What is the Georgia income tax rate in 2026?
Georgia charges a flat 4.99% on taxable income from January 1, 2026. HB 463 brought that rate three years earlier than the original plan. The law keeps stepping the rate down toward 3.99% in later years. A standard deduction of $15,000 for single filers sits underneath the rate.
How much is $60,000 after taxes in Georgia?
A single filer on $60,000 with nothing saved before tax takes home about $48,145 a year in 2026. That is roughly $1,852 in each biweekly paycheck. The total tax rate works out to about 19.8%. Georgia itself takes about 3.7% of gross pay, because the $15,000 standard deduction comes off first.
How much is $100,000 after taxes in Georgia?
A single filer on $100,000 with nothing saved before tax keeps roughly $74,939 in 2026. That is about $2,882 in each biweekly paycheck. The total tax rate lands near 25.1%. Georgia applies the same flat 4.99% above the standard deduction, so the state share barely shifts as pay rises.
What is the Georgia standard deduction for 2026?
Georgia allows $15,000 for single filers and heads of household. Married couples filing jointly get $30,000. HB 463 raised both amounts. Income below your deduction owes no Georgia tax at all. A single filer on $60,000 pays the flat 4.99% on about $45,000, not on the full salary.
Are tips and overtime taxed in Georgia?
They are partly exempt for now. From 2026 through 2028, Georgia leaves up to $1,750 of tip and overtime income out of state tax. This calculator does not include that break. So if a real share of your pay is tips or overtime, you will owe a little less than it shows.
When does Social Security stop coming out of my Georgia paycheck?
Social Security tax is 6.2% of your wages. It stops for the year once you have earned $184,500 in 2026. Your later checks then grow a little. Medicare never stops. It takes 1.45% of every dollar, plus 0.9% more above $200,000. Georgia keeps taking its flat 4.99% all year.
Are bonuses taxed differently in Georgia?
Georgia taxes a bonus at the same flat 4.99% as your regular pay. There is no special state rate. Federal rules are different. Your employer usually holds back a flat 22% of bonus pay under $1 million. Social Security and Medicare come out of the bonus as well.

Sources

All sources accessed and figures verified August 2026.

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