This free Maine paycheck calculator shows your 2026 take-home pay. It covers federal income tax, Maine state tax, Social Security and Medicare. Maine has three tax rates: 5.8%, 6.75% and 7.15%. No Maine city or town charges its own tax on wages. So the state rate is the whole state story. Your rate depends on your filing status and your taxable income.
Maine raised its standard deduction in April 2026. Other tax websites still show the old figures, and those figures are wrong for 2026. This page uses the new ones. Maine also starts from your federal income figure. So a traditional 401(k) and a payroll HSA both cut your Maine tax.
How Maine taxes your paycheck in 2026
A single filer pays 5.8% on the first $27,400 of taxable income. The next slice, up to $64,850, is taxed at 6.75%. Anything above $64,850 is taxed at 7.15%. Only the money inside each band pays that band's rate.
Joint filers get wider bands. They pay 5.8% up to $54,850 and 6.75% up to $129,750. Above $129,750 the rate is 7.15%. Those lines are taxable income, not salary. You subtract your deduction and your exemption before any rate applies.
Maine added something new for 2026. It is a 2% surcharge on taxable income above $1,000,000 for a single filer. For a joint filer the line is $1,500,000. That pushes the top rate to 9.15%. Few paychecks ever reach that line, but it is now part of the law. Maine had no surcharge at all in 2025.
The 2026 deduction change other sites missed
A new law raised Maine's standard deduction in April 2026. A single filer now deducts $15,700. A joint filer deducts $31,400. Head of household is $23,550. Other tax pages still print $15,300 and $30,600. Those were the old amounts, and they are wrong for 2026. Check the date on any tax page before you trust its numbers.
Maine also gives a personal exemption of $5,300 per person. You claim one for yourself. A joint return claims one for each spouse. The exemption comes off on top of the standard deduction. So a single filer shields $21,000 of income before any rate applies.
One quirk is worth knowing. Maine uses different deduction amounts in its withholding tables than on the tax return. It does that on purpose. So your pay stub will not match your final tax bill exactly. Expect a small gap either way when you file. That is normal here, not a payroll mistake. File your return and the small difference sorts itself out.
Shrinking deductions, and what this page leaves out
Maine takes the standard deduction away from higher earners. For a single filer it starts shrinking at $102,250 of income. It is gone completely at $177,250. So a single filer above $177,250 deducts nothing at all. The deduction fades out over that $75,000 stretch. The drop is gradual, and not a cliff edge.
The personal exemption fades too, but at a different point. It holds steady until $341,000 of income for a single filer. That is a long way above the deduction line. So the two do not vanish together. If your pay is climbing, the deduction is the one to watch first.
One Maine payroll cost is left out of the result above. It is Paid Family and Medical Leave. Your share is 0.5% of pay, counted on wages up to $184,500. That caps your yearly cost at $922.50. Payments started in January 2025 and benefits began in May 2026. Subtract your share to match your real pay stub.
Maine paycheck FAQ
- How much is $60,000 after taxes in Maine?
- Take a single filer with no pre-tax deductions. That worker keeps about $48,018 a year, $1,847 per biweekly paycheck, 20.0% total tax rate. That covers federal income tax, Maine state tax, Social Security and Medicare. No Maine town adds a wage tax on top.
- How much is $100,000 after taxes in Maine?
- Take a single filer with no pre-tax deductions. That worker keeps about $74,051 a year, $2,848 per biweekly paycheck, 25.9% total tax rate. The paid family leave premium of up to $922.50 a year is not included in that figure.
- What are Maine's income tax rates for 2026?
- There are three: 5.8%, 6.75% and 7.15%. A single filer pays 5.8% to $27,400, then 6.75% to $64,850, then 7.15%. A joint filer pays 5.8% to $54,850, then 6.75% to $129,750, then 7.15%.
- What is Maine's standard deduction for 2026?
- It is $15,700 for a single filer and $31,400 for a joint filer. Head of household is $23,550. A law raised these amounts in April 2026. If a website shows you $15,300 or $30,600, it is out of date.
- What is the new 2% Maine surcharge?
- It is an extra 2% on taxable income above $1,000,000 for a single filer. For a joint filer the line is $1,500,000. It started in 2026. It lifts the top Maine rate to 9.15% on income above those lines.
- Does this calculator include Maine paid family leave?
- No. Your share of Maine Paid Family and Medical Leave is 0.5% of pay. It is counted on wages up to $184,500, so it tops out at $922.50 a year. Subtract that yourself to match your pay stub.
- Does a 401(k) lower my Maine state tax?
- Yes. Maine starts from your federal income figure, and a traditional 401(k) lowers that figure. A payroll HSA lowers it too, and it also skips Social Security and Medicare. A 401(k) still pays Social Security and Medicare in full.
Sources
All sources accessed and figures verified August 2026.