Skip to content

Ohio Paycheck Calculator 2026

Updated 2026-08-21 · 2026 federal brackets and wage base

Take-home pay (every 2 weeks)

$1,833.98

$47,684 per year · effective tax rate 20.5%

  • Take home · 79%
  • Federal · 8%
  • FICA · 8%
  • State · 2%
  • Local · 3%
Gross pay
$2,307.69
Federal income tax
−$193.08
Social Security
−$143.08
Medicare
−$33.46
Ohio income tax
−$46.40
City tax
−$57.69
Take home
$1,833.98

Ohio tax rates for 2026

The rules this calculator uses. Every figure comes from the sources listed at the bottom of this page.

Personal exemption $2,400 single, shrinking at higher income
City 1.5% to 2.85% in 29 areas, none elsewhere
Social Security 6.2% on the first $184,500 you earn
Medicare 1.45%, plus 0.9% on pay above $200,000
Ohio tax bands, single filer, 2026
Taxable income Rate
$0 to $26,050 0%
$26,050 and above $332 plus 2.75% of the amount over $26,050

How the math works on a $60,000 salary in Ohio

Here is every step, in order, for a single filer paid every two weeks with no 401(k) or HSA money going in. Change any input in the calculator above and these numbers change with it.

  1. 1

    Start with your gross pay: $60,000 a year

    That is your salary before anything is taken out.

  2. 2

    Take off the federal standard deduction: $16,100

    That leaves $43,900. This is the part the federal government taxes. Everyone filing as single gets this deduction in 2026.

  3. 3

    Federal income tax: $5,020

    The 2026 federal rates are applied in bands. Your first dollars are taxed at 10%, and only the dollars above each line are taxed at the higher rate.

  4. 4

    Social Security and Medicare: $4,590

    Social Security takes $3,720 and Medicare takes $870. Together these are called FICA. They come out of your full pay, not the reduced amount.

  5. 5

    Ohio state income tax: $1,207

    Ohio works out your state taxable income using its own rules, then applies the rates in the table above.

  6. 6

    City tax: $1,500

    This example uses Columbus. Your own rate depends on where you live, so pick it in the calculator above.

  7. 7

    What you keep: $47,684 a year

    That works out to $1,834 in each paycheck if you are paid every two weeks. Your total tax rate is 20.5% of your pay.

Ohio take-home pay table 2026

Single filer, paid biweekly, no pre-tax deductions — includes the default county rate; use the calculator above for your county. Computed with the same engine as the calculator.

Salary Federal tax FICA State + county Take-home / year Per paycheck Eff. rate
$40,000 $2,620 $3,060 $1,650 $32,670 $1,257 18.3%
$50,000 $3,820 $3,825 $2,182 $40,174 $1,545 19.7%
$60,000 $5,020 $4,590 $2,707 $47,684 $1,834 20.5%
$75,000 $7,670 $5,738 $3,494 $58,099 $2,235 22.5%
$100,000 $13,170 $7,650 $4,813 $74,367 $2,860 25.6%
$125,000 $18,734 $9,563 $6,126 $90,578 $3,484 27.5%
$150,000 $24,734 $11,475 $7,438 $106,353 $4,090 29.1%
$200,000 $36,734 $14,339 $10,063 $138,864 $5,341 30.6%

This free Ohio paycheck calculator shows your 2026 take-home pay. It covers federal income tax, Ohio state tax, Social Security and Medicare. It also covers city income tax, which Ohio workers pay on top. Ohio finished flattening its income tax on 1 January 2026. Nine brackets topping out at 5.925% in 2015 are now a single rate.

The state rate is the easy part of an Ohio paycheck. 678 Ohio cities and villages charge their own income tax. Those rates usually run from 1.5% to 2.85%. City tax follows the place you work, not the place you live. The calculator starts with Columbus and its 2.5% rate. Pick your own city in the fields above.

How Ohio taxes your paycheck in 2026

For 2026 the state tax law is two lines long. You owe nothing on your first $26,050 of Ohio taxable income. Above that line you owe $332 plus 2.75% of the amount over $26,050. Ohio Revised Code 5747.02 has read this way since 1 January 2026.

Read that $332 carefully, because it is a step and not a slope. Someone with exactly $26,050 of taxable income owes $0 in Ohio tax. Someone with $26,051 owes about $332. One extra dollar of income creates a $332 bill. This surprises people every year, and it is written into the law on purpose.

Ohio gives you no standard deduction. Instead you subtract a personal exemption, and the size depends on your income. It is $2,400 if you make up to $40,000, and $2,150 up to $80,000. It drops to $1,900 up to $500,000, and to nothing at $500,000 or more. Ohio also has no separate head of household treatment. Every filing status uses the same rate.

Ohio city income tax: the bill people forget

For an Ohio worker in a big city, the city bill can be bigger than the state bill. Take someone earning $60,000 in Columbus. That worker pays about $1,207 in Ohio state tax. The same worker pays $1,500 to the city of Columbus. Your employer takes the city tax out from your first dollar of pay.

City tax follows where you work, not where you live. Your home city usually gives you credit for tax paid to the city where you work. Each city sets its own credit rule, and some cap the credit. This calculator applies one city rate. That is exact when you live and work in the same city. Otherwise it is the rate for your workplace city.

The calculator offers the 30 largest Ohio cities. Columbus, Cleveland, Toledo, Akron and Dayton all charge 2.5%. Cincinnati charges 1.8%. Lakewood and Fairfield charge 1.5%. Euclid charges 2.85%, the highest rate offered here. Beavercreek charges 0% today. A 1% tax sits on the November 2026 ballot there. It would start in July 2027 if it passes. Ohio townships have no power to charge an income tax at all. If you live and work on unincorporated township land, pick 'Township / no city tax'.

The 401(k) trap, and what this page leaves out

A traditional 401(k) cuts your federal tax and your Ohio state tax. It does not cut your Ohio city tax. Cities tax what they call qualifying wages. That is the Medicare wages box on your W-2, and that box still counts your 401(k) money. Pre-tax HSA money works differently. HSA money taken from your paycheck is left out of both state and city tax. The calculator handles this correctly.

One Ohio tax is not included here. It is the school district income tax, and 214 districts charge one for 2026. Rates run from 0.25% to 2.00%. This tax is based on where you live, not where you work. Look up your district with The Finder at tax.ohio.gov/finder, then add that amount yourself.

Two smaller items are also left out. The first is the $20 personal exemption credit for lower incomes. Ohio law leaves that credit out of paycheck withholding too, so your paycheck matches. The second is the joint filing credit for couples where both people work. That credit shows up when you file your return, not on payday. Use the fields above to add your city and your pre-tax savings.

Ohio paycheck FAQ

How much is $60,000 after taxes in Ohio?
Start with a single filer and no pre-tax money. That worker keeps about $47,684 a year, $1,834 per biweekly paycheck, 20.5% total tax rate. The figure assumes you work in Columbus, the calculator's default city. Columbus charges 2.5% city income tax. A township job with no city tax would leave you more.
How much is $100,000 after taxes in Ohio?
Take a single filer with no pre-tax money. That worker keeps about $74,367 a year, $2,860 per biweekly paycheck, 25.6% total tax rate. The figure assumes you work in Columbus, the calculator's default city. It covers federal tax, Ohio state tax, Social Security, Medicare and the 2.5% Columbus city tax.
What is Ohio's income tax rate in 2026?
Ohio now has one rate, and it is 2.75%. You owe nothing on your first $26,050 of taxable income. Above that you owe $332 plus 2.75% of the amount over $26,050. Ohio had nine brackets in 2015, topping out at 5.925%. The flattening finished on 1 January 2026.
Why does Ohio charge $332 plus 2.75%?
The $332 is a step in the law, not a slope. Taxable income of exactly $26,050 means $0 of Ohio tax. Taxable income of $26,051 means about $332. One extra dollar of income triggers the whole $332.
Do I pay Ohio city tax where I work or where I live?
Where you work. Your employer takes it out from your first dollar of pay. Your home city usually credits you for tax paid to your work city. Each city sets its own credit rule, and some cap it. This calculator applies one city rate, so it is exact when you live and work in the same place.
Does my 401(k) lower my Ohio city tax?
No. A traditional 401(k) cuts your federal tax and your Ohio state tax only. Cities tax qualifying wages, which is the Medicare wages box on your W-2. That box still includes your 401(k) money. Pre-tax HSA money is different, because it is left out of both state and city tax.
Does this calculator include Ohio school district tax?
No, and you may owe one. 214 Ohio school districts charge an income tax for 2026, from 0.25% to 2.00%. This tax follows where you live, not where you work. Check your district with The Finder at tax.ohio.gov/finder. Add that rate to the result you see here.

Sources

All sources accessed and figures verified August 2026.

Compare nearby states

Pennsylvania paycheck calculator Michigan paycheck calculator Indiana paycheck calculator Wisconsin paycheck calculator