This free Delaware paycheck calculator shows your 2026 take-home pay. It covers federal income tax, Delaware state tax, Social Security and Medicare. Delaware has seven tax bands. They start at 0% and climb to a top rate of 6.6%. One city, Wilmington, adds a wage tax of its own. The calculator has a picker for that.
Delaware has one rule that catches couples out. The state uses a single rate schedule for every filing status. Your filing status is the box you tick on your return, such as single or married filing jointly. Married couples get no wider bands than a single filer. So the 6.6% top rate begins at $60,000 of taxable income for everybody.
How Delaware taxes your paycheck in 2026
Delaware has seven bands for 2026. You pay 0% on the first $2,000 of taxable income. Then 2.2% up to $5,000. Then 3.9% up to $10,000. Then 4.8% up to $20,000. Then 5.2% up to $25,000. Then 5.55% up to $60,000. Anything above $60,000 is taxed at 6.6%.
Those bands are narrow, and they are the same for everyone. A married couple filing jointly uses the same schedule as a single filer. Two earners who together make $120,000 hit the 6.6% rate at the same point a solo earner does. Other states double their bands for couples. Delaware does not.
The standard deduction is $3,250 for a single filer. It is also $3,250 for head of household, which surprises people. Head of household gets the single amount here, not the joint amount. Joint filers get $6,500. A standard deduction is a flat amount you subtract from your income before the rates are applied.
The $110 credit, and why it is not a deduction
Delaware has no personal exemption you subtract from your income. Instead it gives you a flat credit of $110 per person. That is $110 for a single filer and $220 for a couple filing jointly. You add $110 more for each dependant you claim.
The difference between a credit and a deduction matters. A deduction comes off your income before the tax is worked out. A credit comes off your tax bill after it is worked out. So a $110 credit saves you exactly $110, whatever you earn. A $110 deduction would save you only a few dollars.
Delaware also has no sales tax at all. Nothing is added at the till in any Delaware store. That is the trade-off for its income tax rates. The state raises from your wages what other states raise from your shopping. None of that shows up on your pay stub, but it does change what your take-home pay buys.
Wilmington, and what this page leaves out
Wilmington is the only Delaware city that taxes wages. The rate is 1.25% of your gross pay. Gross pay means your full wages before any deduction. On a $60,000 salary the Wilmington tax is $750 for the year. Dover, Newark and every other Delaware town charge nothing.
The Wilmington tax follows the job, not the home. If you work in Wilmington you pay it, even if you live in Pennsylvania, New Jersey or Maryland. There is no discount for people who live outside the city. Use the picker above to switch Wilmington on or off. The take-home figures on this page assume you do not work in Wilmington.
One Delaware deduction is left out here. It is Delaware Paid Leave. That state program pays you while you are off with a new baby or a sick relative. The employee share is capped at 0.4% of wages up to $184,500. So it is no more than $738 a year. Employers often pay more than their half, so your own deduction may be smaller than that, or nothing at all. Check your pay stub for the exact line.
Delaware paycheck FAQ
- How much is $60,000 after taxes in Delaware?
- Take a single filer with no pre-tax deductions. That worker keeps about $47,737 a year, $1,836 per biweekly paycheck, 20.4% total tax rate. This assumes you do not work in Wilmington. A Wilmington job would add 1.25% of gross pay, which is $750 a year at this salary.
- How much is $100,000 after taxes in Delaware?
- Take a single filer with no pre-tax deductions. That worker keeps about $73,921 a year, $2,843 per biweekly paycheck, 26.1% total tax rate. This also assumes you do not work in Wilmington. It covers federal income tax, Delaware state tax, Social Security and Medicare.
- What is Delaware's income tax rate in 2026?
- Delaware has seven bands. The first $2,000 of taxable income is taxed at 0%. Then the rate steps up through 2.2%, 3.9%, 4.8%, 5.2% and 5.55%. Income above $60,000 is taxed at the top rate of 6.6%.
- Do married couples get wider tax brackets in Delaware?
- No. Delaware uses one rate schedule for every filing status. A couple filing jointly hits the 6.6% top rate at $60,000 of taxable income, the same as a single filer. Couples do get a bigger standard deduction, $6,500 instead of $3,250, but the bands themselves never widen.
- Who pays the Wilmington city wage tax?
- Anyone who works in Wilmington, at 1.25% of gross pay. The tax follows the job, not the home. You pay it even if you live in Pennsylvania, New Jersey or Maryland. There is no lower rate for non-residents. On a $60,000 salary it comes to $750 a year.
- What is the $110 Delaware personal credit?
- It is a flat amount taken off your tax bill, not off your income. A single filer gets $110 and a couple gets $220. You add $110 for each dependant. Because it is a credit, it saves you the full $110 whatever your income is.
- Does this calculator include Delaware Paid Leave?
- No. Your share of Delaware Paid Leave is capped at 0.4% of wages up to $184,500. That is no more than $738 a year. Employers often cover more than their half, so your deduction may be smaller or nothing. Subtract your own share from the figure shown above.
Sources
- Delaware Division of Revenue
- Delaware Code Title 30 — personal income tax rates
- Tax Foundation — Delaware tax data
All sources accessed and figures verified August 2026.